Easy Repairs to Get Your Home Ready for the Fall Season

home maintenance

Now that the summer is coming to an official end, it is about the time to start prepping your home for the cooler days ahead. You want to get a head start on all of this before the cold weather hits.

Now I know you may not want to think about the cooler months, and you might be in denial that summer is ending but your home will thank you for it.

The first item on the checklist is to check, clean, and maybe replace your gutters. Checking your gutters regularly will save you from possible flooding in the future if they are clogged. This could result in a lot of damage to your interior so bring out that latter and clean all that gunk out.

On the topic of potential flooding and leaks, inspecting your roof for any cracks in the shingles or wind damage can save you from much larger problems. Even though repairing your roof can be pricey, it literally is the roof over your head. Protecting your house and yourself from bigger problems that may occur if you don’t check your roof should be a priority.

Before the weather gets too cold, check your heating system to make sure it’s still up to snuff. You do not want the first freezing day to sneak up on you and you wake up to see your breath in the air. Therefore, checking to make sure it works properly or even getting it inspected by a professional in the early fall is a great idea.

If you happen to have a fireplace in your home, checking for any potential damage and hazards is a must. If you are new to having a fireplace, get it inspected by a chimney sweep but if you know how to inspect it yourself, make sure you do.

Repairing walkways is also important to do before it snows, and ice is coated on your steps and walkways. If the cracks are small enough to do it yourself, save the money and do it but if the cracks are major, you should always get a professional to repair it.

Bringing in outdoor furniture for the colder months and storing it in your garage if you have the space, a shed, or a storage unit will preserve the furniture from being damaged. If you do not have the option to store away the furniture, purchase waterproof covers to put over the furniture.

Now I know not everyone is ready for the fall and winter, but your home will thank you for checking up on things before the cold weather hits.

Mistakes First Time Home Buyers Make – And How to Avoid Them

first home

When you are buying your first home, the long list of tasks may seem overwhelming. You might want to cut corners where you can but that may not be the best idea. You want to make sure you are doing everything that you can to ensure the process goes smoothly.

One of the biggest mistakes first time home buyers do is to start looking for houses when they have not been pre-approved for a mortgage. Getting a pre-approval can show the sellers that you have your credit and finances in order. In a competitive market, you might even be denied or lose on a property if you haven’t been pre-approved for a mortgage.

Alongside getting pre-approved, you might want to consider talking to more than one lender to compare rates, fees, and terms. You might end up saving money if you spend the time to do research and have conversations with multiple lenders.

When looking for a home, make sure you create and stick to your budget. When creating your budget, you want to look at how much your monthly costs are going to be and if you will be able to afford it without draining your bank account. You also want to factor in all the closing costs that can add up. You want to be careful when buying a home and sticking to a budget when prices are on the rise. You might see a home that is everything that you want but is well over your budget or you might find yourself in a bidding war with several others.

On the topic of finances, keep your credit and finances in check throughout the whole process. You want to prove that you are responsible with your money and keep your credit stable. Pay down credit cards and pay your bills on time. You also should not open any new credit cards or lines during this process as well.

Be reasonable when making your needs and wants lists for a home. Don’t put a lot of things that might be hard to find. If you do, you might overlook perfectly good homes for you during your search to find everything you want. Later down the road, you might possibly be able to add some of those features to your home that you want.

When moving into your first home, your first thought might be to start some home improvements, but you will be there for some time. Hold off on any major remodeling projects until you have been there for a little while. See how you utilize the space and go from there.

All in all, there are a lot of steps when trying to buy your first home. If you take your time and not rush on any decisions, you will be able to afford and find the right home for you.